Figure Technology Solutions, Inc.

To modernize capital markets by bringing all assets onto the blockchain, delivering a financial experience with faster decisions, lower costs, and greater transparency.

Figure (NASDAQ: FIGR) is transforming capital markets by putting blockchain and AI to work in real financial products. As the largest non-bank HELOC lender in the U.S., Figure has originated over $17 billion in home equity loans through its blockchain-native platform, serving more than 253,000 households with 170+ partners. The company went public in September 2025, raising $787.5 million and reaching a valuation over $5.3 billion. Beyond HELOCs, Figure operates a broader ecosystem including YLDS (an SEC-registered yield-bearing stablecoin), Figure Markets for tokenized assets, and crypto-backed lending. By replacing traditional intermediaries with blockchain infrastructure, Figure delivers faster loan approvals (as quick as 5 minutes), lower costs, and greater transparency for borrowers, investors, and institutions.

Products

Figure's core business centers on home equity lending, offering HELOCs with approvals in as little as 5 minutes and funding in 5-10 days. The platform also provides cash-out refinancing and DSCR loans for real estate investors. Figure Markets extends beyond traditional lending with crypto-backed loans against Bitcoin, Ethereum, and Solana, plus Democratized Prime for earning yield on cash or crypto deposits. The ecosystem includes YLDS, an SEC-registered stablecoin operating as a tokenized money market fund. All products run on Figure's Provenance blockchain, enabling on-chain origination, funding, and secondary market trading of tokenized assets.

Funding

Figure completed its IPO on September 11, 2025, listing on Nasdaq under ticker FIGR and raising $787.5 million at a valuation exceeding $5.3 billion. Before going public, the company secured over $1.5 billion in venture and debt funding from investors including Ribbit Capital, DST Global, and Pantera Capital. The company has shown strong financial performance with $167 million in adjusted net revenue for Q1 2026 (92% year-over-year growth) and loan volume reaching $2.9 billion (113% increase). Following profitability in late 2025, Figure authorized a $200 million share repurchase program.

Recent news

On June 10, 2026, Figure announced a definitive agreement to acquire Kiavi, an AI-powered real estate lending platform, in a $717 million transaction. The acquisition aims to bring billions in annual residential transition and rental property loans onto Figure’s tokenized asset marketplace.

Technology

Figure's infrastructure is built on the Provenance blockchain, a Layer-1 proof-of-stake network developed with Go and the Cosmos SDK that powers smart contracts and the DART lien registry. The company also integrates with Sui network for its YLDS stablecoin operations. Application layers use Kotlin and Spring Boot for backend services, React and TypeScript for frontend interfaces, with PostgreSQL and Redis handling data storage and caching. The platform runs on AWS with Docker orchestration and incorporates AI-driven automation, workforce management tools, CRM systems, and data analysis platforms for loan processing and customer operations.

Benefits

Compensation includes competitive base salaries with a 25% annual bonus target paid quarterly, plus company equity through RSUs. Health, vision, and dental insurance come with 100% employer-paid premiums for employees and dependents on select plans. Additional benefits include HSA, FSA, dependent care, 401(k), commuter benefits, and employer-funded life and disability insurance. Time off includes 11 observed holidays, flexible PTO, and up to 12 weeks paid family leave. The company supports professional development through continuing education reimbursement and operates with a hybrid work model that emphasizes results-driven collaboration.