Upvest GmbH
Headquarters
Berlin Germany
About us
To make investing as easy as spending money.
Upvest provides investment infrastructure that lets fintechs and banks launch investment products through a single API. Founded in 2017 in Berlin, the company handles brokerage, settlement, and custody for over 30 financial institutions including DKB, Revolut, N26, and Raisin. With 270+ employees from 70+ nationalities, Upvest processes 100+ million orders annually across 20+ markets in Europe and the UK. The platform supports everything from fractional investing starting at €1 to automated savings plans and portfolio management. Licensed by BaFin and the FCA, Upvest automates 99% of middle- and back-office operations, letting clients focus on their core business while Upvest handles the operational complexity.
Products
The core Investment API covers the full investment lifecycle from brokerage to custody. Financial institutions can offer stocks, ETFs, mutual funds, derivatives, and bonds across 100k+ instruments. Features include real fractional investing from €1, automated savings plans, portfolio management with rebalancing, and micro-investing through roundups. Upvest handles order lifecycle management, tax reporting, corporate actions, and regulatory compliance. Recent expansions include localized pension products like UK SIPPs and Germany's Altersvorsorgedepot, plus AI-driven wealth management tools for personalized advisory services.
Funding
Upvest has raised €280M total, with the latest €110M round in March 2026 led by Sapphire Ventures and Tencent. The round included €90M in equity and a €35M debt facility, nearly doubling the company's valuation to approximately €640M. Key investors include BlackRock, Bessemer Venture Partners, Earlybird, Notion Capital, and Motive. Orders grew five-fold in 2025, with double-digit monthly growth putting the company on a path toward profitability.
Recent news
In March 2026, Upvest raised a $125 million financing round led by Sapphire Ventures and Tencent to expand its European presence, roll out localized pension products, and develop AI-supported investment engines.
Technology
Go is the primary language for building microservices architecture. Infrastructure runs on Google Cloud Platform with Kubernetes orchestration and Docker containers. Event-driven systems use Kafka for streaming and event sourcing, with PostgreSQL for data storage. Services communicate via gRPC, with ArgoCD handling deployments and GitHub Actions for CI/CD. Observability through Datadog monitoring and tracing, plus LinkerD service mesh for secure connectivity. The stack is built without legacy systems for maximum scalability and fault tolerance.
Benefits
Remote work across Europe and the UK with hubs in Berlin, London, and Tallinn. Employees get 30 days annual leave, sports benefits, and confidential professional coaching. Work abroad for up to 183 days yearly, plus UpRest—a fully paid one-month sabbatical after every four years. Personal development budget of €1,500 lets you choose your own growth path. Competitive above-market salary with equity participation. Team connection through UpFest, offsites, and holiday parties. Employee Resource Groups include Upfem and UpVergent for inclusion and community.